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작성자 Beatrice Blaze
댓글 0건 조회 1,779회 작성일 22-10-26 21:01

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What exactly are Chime Instant Loans?

Chime Instant Loans allow you to quickly access money to cover an important expense. After you accept the loan, money will be deposited into the Chime account. You can check your balance through your app or schedule monthly payments to repay the loan.
How can you obtain a loan for your business?

At present, loans can only be made available to eligible members. The loan application will be sent an alert via push and message through your Chime app if you are eligible to receive loans. If you have already repaid an outstanding loan, we'll let you know when you are eligible for another.

In order for a loan to be approved, you'll need to have the following:

A Chime account that is in good standing
Regular direct deposits to your Chime Checking Account
Chime has no outstanding loan

What's the minimum amount I can borrow?

Chime Instant Payday Loans That Accept Chime - http://taxi-swen.ru/, begin at $100 and may go higher depending on our eligibility requirements.
I'm eligible for more than the amount I borrowed. What could I do to improve my loan?

It isn't possible to increase the amount of a loans you've borrowed however, you are currently repaying, even if your eligibility for a larger loan. The first step is to pay off your existing loan. Chime will notify you when a loan approval has been granted.
What is the interest rate on loans?

Yes. The total interest amount for an average loan of $100 is $5*. The interest rate is likely to increase if you take out less. If you pay back your loan on time, you will pay less interest. You will not be charged any fees for applying or late or early the repayment.
What is the process for loan repayment?

Repayment of loans is possible in three (3) monthly installments. To repay your loan, you can enable autopay from within your app settings. The automatic deduction from the Chime Checking Fund will happen. You'll be informed before every transaction is finished. If autopay is not selected the payment will be processed manually through the app.

Autopay allows you to make additional payments and pay off your loan early, even if you do not have autopay enabled. This will help you save cash on interest.
What happens if I'm in the middle on a payment

We will not charge you any additional interest or a late fee in the event that you do not make your payment. You might not be able to increase the amount of your SpotMe limit if you have delinquent accounts.
I have paid off my mortgage. Do I have the right to obtain another one?

Another loan opportunity won't become available until after you pay off a loan. After you've been approved for a loan again you will get a notification via push. You may also receive an email through your application.

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